
I’ve Been Building My Niece’s College Fund for Years—What She Said in Her Prom Speech Made Me Regret Every Penny
Amber never started saving money for attention or applause. No one told her to do it. No one even knew she was doing it. She quietly built a college fund for her niece, Phoebe, over the years. Little by little. Birthday money. Spare change from her tax return. A slice of every holiday bonus. It wasn’t some giant trust fund—but it was steady. It was growing. And it meant everything to her. Because Phoebe meant everything to her. Phoebe was 17 now—soft-spoken, thoughtful, and beautifully artistic in quiet ways. The